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Manage personal expenditure

At the end of the month, you should summary the expenses for a month by the types of money which are mentioned above.

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–  How much you need in basic for daily life?
–  How much you put on your savings fund?
–  How much you spend unexpectedly?
–  Is your budget credit or debit in the closing balance of that month?

Using our template as an example. 

How to manage personal expenditure well?

Calculate total expenses by type of budget

After a month of making expenses diary, you will find out how you spend your money now, which activities or items that waste your money. Cut down these unnecessary costs, the rest of the money you have will much more than in the past. You can make an easier decision for what you spend money on as well as have the larger overage money for saving or investing.

Continue practice recording expenses in a long time, you will have a good habit of spending money, you also should practice making a monthly spending schedule to become a smarter customer and keep your money never be waste again